• Budgeting

    Our 2024 Budget: The Spending Experiment

    After returning from travel and re-entering the workforce, a couple reassess their financial strategy, naming their 2024 budget "The Spending Experiment." Increasing their annual spending target from $52,500 to $75,000, they focus on enjoying the present more while still planning for early retirement. Budget increases are allocated to home, automotive,…

  • Uncategorized

    Happy 3rd Blog Birthday!

    FIby35 celebrates its third year with a modest but dedicated readership, recording 378 page views, 169 visitors, and 4 loyal followers. The top five posts largely dealt with financial updates and travel hacks, suggesting a thematic appeal. Despite lower activity mid-year, the author plans to share more backlog content, valuing…

  • Financial Updates

    December 2023 Financial Update

    In December 2023, the author altered their holiday plans to simplify and reduce expenses. Their net worth reached $1,357,296, marking a significant increase. Expenses totaled $3,624.94, under their $4,375 budget. The post highlights individual category details, such as investments, debts, and holiday spending, ultimately concluding with financial success and anticipation…